The Ultimate Tool

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Wallet Builder

Build a sample wallet to see what cards you should add to further maximize your spending and compare the benefits offered with each card. Also select a pre-built optimized wallet to see how it benefits your goals

Loyalty Program Integration

See how the different loyalty programs work and how to earn elite status, which cards offer best program benefits, and which loyalty program you should pursue status.

Custom ROI potential

Enter in your budget for the major categories of spending and get a complete breakdown of how many points you could earn if optimized and what cards you should think about adding to your wallet.

Frequently Asked Questions

  • Membership includes access to the Points Alchemy Ultimate tool. Which is one of the most comprehensive credit card, loyalty program, and calculators in the world.

  • When you purchase any of our content options, you'll create an account. From your account, you'll be able to access any content that you've purchased, manage your personal information, and more.

  • We currently only offer the “basic” tool which is packed with features but we are working to provide even more in the future!

  • We strive to keep it as up to date as possible, however this is an ever evolving and changing industry. Updates will occur at least once a month reflecting the latest updates and changes.

  • Memberships are flexible and can be canceled at any time from your account. You’ll retain access through the end of your current billing cycle.

  • You can reach us anytime via our contact page or email. We aim to respond quickly—usually within one business day.