IHG One Rewards® Program Overview

IHG One Rewards is the loyalty program for InterContinental Hotels Group, with over 6,000 properties in 100+ countries, spanning a wide range of brands from value to luxury.

The program is designed for:

• Casual travelers wanting simple rewards

• Frequent guests seeking elite status and upgrades

• People who want strong credit card value + flexible redemptions

How to Earn IHG One Rewards Points

1. Staying at IHG Hotels

You earn base points on qualifying room rates + eligible spend (dining, spa, etc.).

• 10x points per $1 at most full-service brands (Holiday Inn, Crowne Plaza, Kimpton, InterContinental)

• 5x points at Candlewood Suites and Staybridge Suites

• Elite Status Bonuses (more below)

2. IHG Credit Cards (Chase)

Chase offers co-branded cards that boost your earnings and give elite status:

IHG One Rewards Premier Card ($99/year)

• 10x at IHG hotels

• 5x on dining, travel, and gas

• Automatic Platinum status

• Annual Free Night (worth up to 40k points)

• Fourth Reward Night Free on award stays

IHG One Rewards Traveler Card (No annual fee)

• 5x at IHG hotels

• 3x on dining, utilities, streaming

• 2x on all other purchases

• Automatic Silver status

• Fourth Night Free benefit

Premier Business Card also available, with similar perks.

3. Additional Partners

• Car rentals (Avis, Budget, Hertz)

• Dining + Shopping portals

• Transfer points from Chase Ultimate Rewards (1:1 ratio)

• Buy points directly (often with a bonus)

Redeeming IHG Points

1. Free Nights (Best Value)

• Dynamic pricing: no fixed award chart

• Ranges from 5,000–120,000+ points per night

• Value is typically ~0.5–0.7 cents/point

• No blackout dates (if a standard room is for sale, you can book with points)

2. Fourth Night Free

• Cardholders (Premier/Traveler) get every 4th night free on award bookings

• Massive savings on longer stays

3. Points + Cash

• Mix cash with points to book award nights

• Good for flexibility or stretching your balance

4. IHG Experiences

• Use points for concerts, events, and curated experiences

5. Other Redemptions

• Gift cards, merchandise, airline miles — but usually poor value

• Points can be transferred to airline partners (10:2 ratio usually — not great)

IHG Elite Status Tiers

IHG offers 5 main elite tiers. You qualify based on nights, points, or card ownership.

**Status via Credit Cards:**
• **Premier Card = Platinum Elite**
• **Traveler Card = Silver Elite**
• Bonus: Premier cardholders earn **$50 United TravelBank credit annually** (registration required)

Milestone Rewards (New & Valuable)

As you reach certain night thresholds, you unlock customizable Milestone Rewards:

IHG Hotel Brands Snapshot

Tips to Maximize IHG Rewards

1. Use the Fourth Night Free benefit with the Premier or Traveler Card.

2. Book early — dynamic pricing can swing wildly.

3. Target off-peak dates at luxury hotels for max value.

4. Use Milestone Rewards wisely (e.g., suite upgrades).

5. Combine with Chase Ultimate Rewards for award bookings.

IHG 1 Rewards